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Account Statement Savings Money Market Tiered Money Market
Minimum Deposit to Open $100 $1,000 $1,000
Service Charge $3.00 / Statement Cycle $8.00 / Statement Cycle $10.00 / Statement Cycle
Minimum Balance to avoid Service Charge $100 daily balance* $1,000 daily balance* $1,000 daily balance*
Compounding and **Crediting of Interest Interest is compounded on a Quarterly cycle basis and is credited to your account the end of the quarterly cycle Interest is compounded monthly and is credited on the last day of the statement cycle Interest is compounded monthly and is credited on the last day of the statement cycle
Account Statement

Quarterly Statements on last day of March, June, Sept, & Dec

 Monthly Cycle Monthly Cycle
Other Terms & Fees:

Transfer Limitations		 The account is limited to nine transfers per cycle. Transactions included as transfers to other accounts, transfers to third parties by preauthorization, automatic-withdrawal agreements or telephone transfers. No more than six of these transfers are permitted in any one month of the quarter. The account is limited to six transfers per statement cycle, three of which may be by check, draft or similar order. Transactions included as transfers to other accounts, transfers to third parties by preauthorization, automatic withdrawal agreements or telephone transfers. The account is limited to six transfers per statement cycle, three of which may be by check, draft or similar order. Transactions included as transfers to other accounts, transfers to third parties by preauthorization, automatic withdrawal agreements or telephone transfers.
Excessive Transfer Fee In the event the nine-transfer limitation is exceeded your account will be charged $1.00 for each withdrawal in excess of nine. This occurs for each quarterly statement cycle. In the event the six-transfer limitation is exceeded, your account will be charged $2.00 for each withdrawal (in excess of six) and interest may be forfeited. This occurs each statement cycle. In the event the six- transfer limitation is exceeded, your account will be charged $2.00 for each withdrawal (in excess of six) and interest may be forfeited. This occurs each statement cycle.
Early Closing In the event you elect to close your account within 60 days of opening we may charge an “Early-Closing” fee of $5.00. In the event you elect to close your account within 60 days of opening we may charge an “Early-Closing” fee of $5.00. In the event you elect to close your account within 60 days of opening we may charge an “Early-Closing” fee of $5.00.