Current Rates
High Performance Checking Accounts
Minimum Deposit to Open Account is only $50.
  Minimum Deposit
to Open Account 		Minimum Balance
to Obtain APY		 Interest Rate Annual Percentage
Yield
 50+ Free Interest
$50.00 N/A* 0.10% 0.10%
 Direct Free Interest
$50.00 N/A* 0.10% 0.10%
 Low Minimum Interest
$50.00 N/A* 0.10% 0.10%
 No Minimum Interest $50.00 N/A* 0.10% 0.10%
 e-checking with Interest $50.00 N/A* 0.10% 0.10%
 Premium Interest $50.00 N/A*    
    Below $2500 $50.00 N/A* 0.10% 0.10%
    $2500 or more $50.00 N/A* 0.50% 0.50%
*Interest paid on all balances
Certificates of Deposit
  Minimum Deposit
to Open Account		 Minimum Balance
to Obtain APY		 Interest Rate Annual Percentage
Yield
 3 Months  $1,000.00 $1,000.00 1.00% 1.00%
 6 Months  $1,000.00 $1,000.00 1.40% 1.41%
 1 Year  $1,000.00 $1,000.00 1.65% 1.66%
 2 Years  $1,000.00 $1,000.00 1.90% 1.91%
 3 Years  $1,000.00 $1,000.00 2.35% 2.37%
 4 Years  $1,000.00 $1,000.00 2.60% 2.62%
 5 Years  $1,000.00 $1,000.00 3.25% 3.29%
         
 6 Months add on  $500.00 $500.00 1.30% 1.31%
 
Individual Retirement Accounts
  Minimum Deposit
to Open Account		 Minimum Balance
to Obtain APY		 Interest Rate Annual Percentage
Yield
 IRA  $1,000.00 $1,000.00 1.75% 1.76%
 
Tiered Money Market Account
  Minimum Deposit
to Open Account		 Minimum Balance
to Obtain APY		 Interest Rate Annual Percentage
Yield
 Tier 1: $1,000 - $9,999  $1,000.00 $1,000.00 0.50% 0.50%
 Tier 2: $10,000 - $24,999 $1,000.00 $10,000.00 0.65% 0.65%
 Tier 3: $25,000 - $49,999  $1,000.00 $25,000.00 1.00% 1.00%
 Tier 4: $50,000 & Over $1,000.00 $50,000.00 1.00% 1.00%
 
Savings Accounts
  Minimum Deposit
to Open Account		 Minimum Balance
to Obtain APY		 Interest Rate Annual Percentage
Yield
 Savings Accounts  $100.00 $100.00 0.10% 0.10%
 Money Market Accounts  $1,000.00 $1,000.00 0.10% 0.10%
 NOW Account  $1,000.00 $1,000.00 0.10% 0.10%
 
Hometown Checking 50 and Hometown Checking 50+
  Minimum Deposit
to Open Account		 Minimum Balance
to Obtain APY		 Interest Rate Annual Percentage
Yield
TIER 1  $500-$4999
$100.00 $500.00 0.10% 0.10%
TIER 2  $5000-$24999
$100.00 $5,000.00 0.10% 0.10%
TIER 3  $25000 & OVER
$100.00 $25,000.00 0.10% 0.10%


TESTING LINE

A penalty may be imposed for early withdrawal

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

We do not accept third-party, brokered deposits.

All "Annual Percentage Yields" assume quarterly compounding with funds remaining on deposit for a full year.

Interest Rates and "Annual Percentage Yields" are accurate as of 7/29/2010.

Rates are subject to change without notice.
Fees on any account could reduce earnings.
Rates may change after opening.