| High Performance Checking Accounts |
| Minimum Deposit
to Open Account is only $50. |
| |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest Rate |
Annual Percentage
Yield |
|
$50.00 |
N/A* |
0.50% |
0.50% |
|
$50.00 |
N/A* |
0.50% |
0.50% |
|
$50.00 |
N/A* |
0.50% |
0.50% |
| No Minimum Interest |
$50.00 |
N/A* |
0.50% |
0.50% |
| e-checking with Interest |
$50.00 |
N/A* |
0.50% |
0.50% |
| Premium Interest |
$50.00 |
N/A* |
% |
% |
| Below $2500 |
$50.00 |
N/A* |
0.50% |
0.50% |
| $2500 or more |
$50.00 |
N/A* |
1.25% |
1.25% |
| *Interest paid on all
balances |
| Certificates of Deposit |
| |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest Rate |
Annual Percentage
Yield |
| 3 Months |
$1,000.00 |
$1,000.00 |
2.25% |
2.27% |
| 6 Months |
$1,000.00 |
$1,000.00 |
2.35% |
2.37% |
| 1 Year |
$1,000.00 |
$1,000.00 |
2.40% |
2.42% |
| 2 Years |
$1,000.00 |
$1,000.00 |
2.50% |
2.52% |
| 3 Years |
$1,000.00 |
$1,000.00 |
2.60% |
2.62% |
| 4 Years |
$1,000.00 |
$1,000.00 |
2.60% |
2.62% |
| 5 Years |
$1,000.00 |
$1,000.00 |
2.60% |
2.62% |
| |
|
|
|
|
| 6 Months add on |
$500.00 |
$500.00 |
2.15% |
2.17% |
| |
| Individual Retirement Accounts |
| |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest Rate |
Annual Percentage
Yield |
| IRA |
$1,000.00 |
$1,000.00 |
2.75% |
2.78% |
| |
| Tiered Money Market Account |
| |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest Rate |
Annual Percentage
Yield |
| Tier
1: $1M - $4,999 |
$1,000.00 |
$1,000.00 |
1.25% |
1.26% |
| Tier
2: $5M - $9,999 |
$1,000.00 |
$5,000.00 |
1.25% |
1.26% |
| Tier
3: $10M - $24,999 |
$1,000.00 |
$10,000.00 |
1.50% |
1.51% |
| Tier
4: $25M - $49,999 |
$1,000.00 |
$25,000.00 |
1.50% |
1.51% |
| Tier 5: $50M & Over |
$1,000.00 |
$50,000.00 |
2.25% |
2.27% |
| |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest Rate |
Annual Percentage
Yield |
| Savings Accounts |
$100.00 |
$100.00 |
0.75% |
0.75% |
| Money Market Accounts |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
| NOW Account |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
| |
| Hometown Checking 50 and Hometown Checking 50+ |
| |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Interest Rate |
Annual Percentage
Yield |
|
$100.00 |
$500.00 |
0.50% |
0.50% |
|
$100.00 |
$5,000.00 |
0.50% |
0.50% |
|
$100.00 |
$25,000.00 |
0.50% |
0.50% |
TESTING LINE
A penalty may be imposed for early withdrawal
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
We do not accept third-party, brokered deposits.
All "Annual Percentage Yields" assume quarterly compounding with funds remaining on deposit for a full year.
Interest Rates and "Annual Percentage Yields" are accurate as of
8/27/2008.
Rates are subject to change without notice.
Fees on any account could reduce earnings.
Rates may change after opening.