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Current Rates
High Performance Checking Accounts
Minimum Deposit
to Open Account is only $50.
Minimum Deposit
to Open Account Minimum Balance
to Obtain APYInterest Rate
Annual Percentage
Yield
50+ Free Interest
$50.00
N/A*
0.10%
0.10%
Direct Free Interest
$50.00
N/A*
0.10%
0.10%
Low Minimum Interest
$50.00
N/A*
0.10%
0.10%
No Minimum Interest
$50.00
N/A*
0.10%
0.10%
e-checking with Interest
$50.00
N/A*
0.10%
0.10%
Premium Interest
$50.00
N/A*
Below $2500
$50.00
N/A*
0.10%
0.10%
$2500 or more
$50.00
N/A*
0.50%
0.50%
*Interest paid on all
balances
Certificates of Deposit
Minimum Deposit
to Open AccountMinimum Balance
to Obtain APYInterest Rate
Annual Percentage
Yield
3 Months
$1,000.00
$1,000.00
1.00%
1.00%
6 Months
$1,000.00
$1,000.00
1.40%
1.41%
1 Year
$1,000.00
$1,000.00
1.65%
1.66%
2 Years
$1,000.00
$1,000.00
1.90%
1.91%
3 Years
$1,000.00
$1,000.00
2.35%
2.37%
4 Years
$1,000.00
$1,000.00
2.60%
2.62%
5 Years
$1,000.00
$1,000.00
3.25%
3.29%
6 Months add on
$500.00
$500.00
1.30%
1.31%
Individual Retirement Accounts
Minimum Deposit
to Open AccountMinimum Balance
to Obtain APYInterest Rate
Annual Percentage
Yield
IRA
$1,000.00
$1,000.00
1.75%
1.76%
Tiered Money Market Account
Minimum Deposit
to Open AccountMinimum Balance
to Obtain APYInterest Rate
Annual Percentage
Yield
Tier
1: $1,000 - $9,999
$1,000.00
$1,000.00
0.50%
0.50%
Tier
2: $10,000 - $24,999
$1,000.00
$10,000.00
0.65%
0.65%
Tier
3: $25,000 - $49,999
$1,000.00
$25,000.00
1.00%
1.00%
Tier
4: $50,000 & Over
$1,000.00
$50,000.00
1.00%
1.00%
Savings Accounts
Minimum Deposit
to Open AccountMinimum Balance
to Obtain APYInterest Rate
Annual Percentage
Yield
Savings Accounts
$100.00
$100.00
0.10%
0.10%
Money Market Accounts
$1,000.00
$1,000.00
0.10%
0.10%
NOW Account
$1,000.00
$1,000.00
0.10%
0.10%
Hometown Checking 50 and Hometown Checking 50+
Minimum Deposit
to Open AccountMinimum Balance
to Obtain APYInterest Rate
Annual Percentage
Yield
TIER 1 $500-$4999
$100.00
$500.00
0.10%
0.10%
TIER 2 $5000-$24999
$100.00
$5,000.00
0.10%
0.10%
TIER 3 $25000 & OVER
$100.00
$25,000.00
0.10%
0.10%
TESTING LINE
A penalty may be imposed for early withdrawal
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
We do not accept third-party, brokered deposits.
All "Annual Percentage Yields" assume quarterly compounding with funds remaining on deposit for a full year.
Interest Rates and "Annual Percentage Yields" are accurate as of
7/29/2010.
Rates are subject to change without notice.
Fees on any account could reduce earnings.
Rates may change after opening.